Turn bank rewards into a consistent yearly income stream.
EarnWithBanks builds a 12-month plan from your real situation — capital, direct-deposit capacity, eligibility clocks — then tracks every requirement and deadline until the bonus posts.
Example 12-month planMonthBonus
- Huntington Perks CheckingOct+$500
- SoFi Checking & SavingsNov+$400
- Regions LifeGreen CheckingDec+$400
- + 3 more offers through the year+$1,300
Scheduled over 12 months$2,600
A real plan, generated by the same engine you'll use — for an example two-adult household with a small business. Yours is built from your own details.
Eligibility clocks
Lockout rules from your history — including fuzzy history. “I think it was 2024” is a valid answer; the plan routes around the uncertainty.
Capital rotation
The same $25k can earn two bonuses back-to-back. The planner sequences balance requirements so your float never sits idle.
Never miss a deadline
Every account runs a lifecycle: requirements due, bonus pending, safe-to-close, eligible again. Your tracker always shows what to do next.